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Last Updated: Wed, 03 Dec 2008 22:23:00 GMT

Sunday, 01 April 2007

I gotta mention ING Direct

They've developed from an online savings bank to much more: retirement accounts, mortgages, CDs and now checking accounts. I first opened a savings account a while back and since getting a job I've opened several different savings accounts to hold my measly dollars. I have a savings account just for my tax withholdings because my paycheck doesn't withhold any and I have to do it myself and send in estimated tax payments. I also have accounts to save money for travel, clothes, savings, a couple of CDs and my latest addition is the Electric Orange checking account. I still have a Bank of America checking account too where my paycheck gets directly deposited and I can write checks from and then I transfer what's left after paying bills to the ING account so at least I can make a little in interest. So for this past month I made 57 cents. Maybe not the best investment but it's free money that I did nothing for and more than Bank of America would give me for having a $100 in my checking account.

Posted: Apr 01, 2007 20:54

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Jenn wrote at 2007-04-02 12:14:

But be careful because is Bank of America going to start charging you for not having a high enough minimum balance? Because Rob gets charged $8 a month now which is why we were going to close his account there if he could get an electric orange account. I don't know what the min required is but I think he has the cheapest acct and they base it on average daily balance or something like that. Anyway, just don't get screwed by having a big fee just to make a little interest.

heather martian wrote at 2007-04-02 12:41:

I don't get charged any fees because I have direct deposit.

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